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00:00 The Shrinking Middle Class & Future Financial Divide
00:32 Welcome Vivian Tu – Former Wall Street Trader & Rich BFF
01:26 Life Isn’t Fair – But Don’t Lose Hope
02:28 New Book: Well Endowed – Strategic Spending & Generational Wealth
03:55 Biggest Money Myth Right Now: Prediction Markets = Gambling
07:20 Why "Side Hustle Culture" Is Exhausting & Often Misleading
12:45 The Real Path to Financial Peace by End of 2026: 3-Step Game Plan
18:30 Debt Celebration on Social Media – Why We’ve Lost Healthy Shame
25:10 Building Wealth in an Unfair System: Mindset & Practical Steps
32:15 Investing vs. Gambling – What Actually Builds Lasting Wealth
40:20 Generational Wealth: Protecting & Passing It On to Your Family
48:50 Common Money Mistakes New Parents & Newlyweds Make
55:30 The Power of Saying No & Protecting Your Energy
01:02:45 Health, Wealth & Relationships: True Riches Beyond Money
01:10:20 Using "Beef" & Adversity as Rocket Fuel for Success
01:18:40 Closing Acknowledgment: Vivian’s Growth & Impact
01:25:20 Vivian’s Definition of Greatness: Freedom to Do What You Want
#greatness #inspiration #motivation
